King's Daughters' Health is a participant in the Healthy Indiana Plan (HIP 2.0), a health insurance program from the State of Indiana that pays for medical expenses and provides incentives for members to be more health conscious. HIP 2.0 provides coverage for qualified low-income Hoosiers who are interested in participating in a low-cost, consumer-driven healthcare program.
OPEN ENROLLMENT for 2017 is now underway. If you do not have health insurance coverage through the Marketplace, your employer (including Government positions), or Medicare, you could face a penalty again in 2017. Call us today to schedule an appointment. We can help you through the process and determine if you qualify for HIP 2.0 coverage.
KDH Contact Information:
Main Campus Medical Building
1373 East SR 62, Madison, Indiana
(812) 801-0679 | 801-0744
Monday - Friday | 8:00a - 4:00p
Switzerland County Medical Building - Vevay
1190 West Main Street, Vevay, Indiana
Wednesdays | 8:00a - 4:00p
Jefferson County Clearinghouse
100 E. Second Street, Madison, IN (next to Ruler)
First Thursday of each month | 9:00a - first appointment / walk-ins welcome
The following information comes directly from the State of Indiana Family and Social Services Administration information. You may access this same information at www.hip.in.gov or by calling 1-877-GET-HIP-9. Information is also available at your local Division of Family Resources (DFR) office.
Who is eligible?
Indiana residents ages 19-64 with incomes up to $16,443 annual for an individual, $22,251 for a couple or $33, 868 for a family of four are generally eligible to participate in HIP 2.0. *Based on the 2015 Federal Poverty Level.
There are two distinct levels of coverage in HIP 2.0: HIP Plus and HIP Basic. Each covers medical expenses such as doctor visits, hospital care, therapies, medications, prescriptions, and medical equipment. HIP Plus offers members the best value and, unlike HIP Basic, also covers vision and dental care.
How does the POWER Account Work?
In the HIP program, the first $2,500 of covered medical expenses is paid for out of a special savings account called a Personal Wellness and Responsibility (POWER) Account. The state will pay most of the expenses, but members are also required to make a small contribution each month. These POWER Account contributions can be made by a member's employer or a not-for-profit organization. HIP members get to choose a health plan that will manage and track the POWER account and collect the member's portion each month.
What are the contribution amounts?
Monthly POWER Account contributions are determined by income and will be approximately two percent of a family income. An estimate of your monthly contribution account can be found online at www.hip.in.gov.
Why it's important to make POWER Account contributions:
POWER Account contributions are a key part of the Healthy Indiana Plan. Members who make contributions on time each month participate in the HIP Plus, where they have better benefits and predictable costs. Members with certain income levels who choose not to make their POWER Account contributions will be removed from the program and not be allowed to re-enroll for six months. Note: This reenrollment lockout will not apply if the member is medically frail or residing in a domestic violence shelter, or in a state-declared disaster area.
Note: If your income is below the poverty level and you fail to contribute to your POWER Account, you will be enrolled in the HIP Basic where members are required to make copayments. Copayments are required each time members visit a doctor or hospital other than for preventative care, family planning services, or a true emergency. Copayments may range from $4 to $25 per visit. Unlike POWER Account contributions, which belong to members and could be returned if the member leaves a program early, copays cannot be returned to the member.
How do you apply:
We encourage you to talk with one of our personal representatives at King's Daughters' Health - listed above. Applications are also available online at www.hip.in.gov or by calling 1-877-GET-HIP-9. An application can also be mailed to you.